As ENBD personal loan interest rate starts from 2.55 % for a period of 48 months. This personal finance solution is especially lucrative due to a minimum salary requirement of AED 5,000 and a maximum loan amount of up to AED 2 million for expatriates and AED 4 million for UAE nationals.
Personal loan Requirements of Emirates NBD
- Loan amount up to AED 4 Million (UAE Nationals) AED 3 Million (Expats)
- First payment deferment up to 120* days
- First payment deferment up to 120* days.
- Loan amount up to AED 4 Million (UAE Nationals) AED 3 Million (Expats
- First payment deferment up to 120* days
- Free Insurance & Processing Fee
Terms and conditions apply.
Rates and benefits will be applicable based on the customers segment, their eligibility and borrowing capacity as per the banks credit policy and central bank regulation.
*120 days for Emiratis & 60 to 90 days for Residents depending on the loan type
** Free Insurance for Expats. Free Insurance and Processing Fee for UAE Nationals
Salary Transfer Loans for Emiratis
Benefits
- Attractive interest rates
- Loan amounts up to AED 4 Million
- Free insurance & processing fee
Salary Transfer Loans for Expats
Benefits
- Attractive interest rates
- Loan amounts up to AED 3 Million
- Free insurance fee
Scholar Plus Education Loan
Benefits
- Attractive interest rates
- Scholar Protect
- Loan amount of up to 125% on course fee
Scholar Plus Education Loan for Executives
Benefits
- Attractive interest rates
- Scholar Protect*
- Loan amount of up to AED 300,000
Credit facilities for NRIs – Loans & Overdraft
Benefits
- Borrow up to 90% of your fixed deposit amount
- Attractive interest rates
- Maximum tenure of 48 months
Financing Convenience
Personal loan requirements for Dubai islamic bank
- Up to AED 4 million for UAE Nationals and up to AED 2 million for Expatriates
- Profit rate from 5.99% per annum to 21.99% per annum reducing
- First installment in up to 120 days* for UAE Nationals
- First installment in up to 90 days* for Expats
- National Financing Scheme for Eligible UAE Nationals
- For UAE Nationals with long-term Personal Finance: depending upon your Salary, Eligibility and Employer Classification
Apply for installment postponement via DIB alt phone banking, applicable for customers who transfer their salary to DIB. Click here for FAQs.
Features
- Minimum salary starting from only AED 3,000
- Tenure up to a maximum of 48 months
- Quick processing
Documentation
- Copy of Passport (with residence visa for expatriates)
- Copy of Emirates ID
- Salary and End of Service Benefit Transfer Letter/Certificate from the employer
- Statement of Account for a minimum 3 months in case of salary transfer to another bank (6 months for self-employed professionals/ businessmen)
- Copy of valid trade license (for self-employed professionals/businessmen)